3/23/2023 0 Comments Broadband credit card terminalLook here for more info: Opens a new window While not all of this is IT's responsibility, it is a good idea to be on the committee for everything PCI at your employer. The layout you specify in your post is a good start, however PCI encompasses a few other things, such as physical security and having procedures in place in case of breach. Also, while a POTS line could process a transaction in a reasonable amount of time, with todays cards embedded with EMV chips, the amount of data that needs to be transmitted is much larger, causing EMV transactions over POTS to take FOREVER. While a POTS line could be tapped easily, SSL communication is more complex to intercept. The main advantages of IP signaling include security and speed. Other methods include via 4G (which is still IP) and satellite communication for remote areas. It is just like any other SSL traffic on your net, except it is talking to a specific IP address specified by your processor. The second method (and by far the best option today) is to utilize TCP/IP to communicate with the processor. It works much like a fax machine, calling a processor PSTN number and relaying signals encoded much like fax. The most popular historic method is via a POTS telephone line. A payment terminal (CC machine, ATM, etc.) contacts the payment processor (may or may not be your bank) via several available methods. I am not sure if this was covered earlier because I did not read all replies, but there is a common misconception I am seeing reading through the first page of replies.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |